What is Directors Insurance?


Directors insurance, also known as Directors and Officers (D&O) liability insurance, is coverage to protect individuals from personal losses in the event that they are sued by employees, vendors, customers, investors, or other parties for actual or alleged wrongdoings.

What does the directors insurance cover?

Providing financial protection for corporate directors and officers against legal claims, D&O insurance covers:

What does the directors insurance NOT cover?

While the D&O insurance offers broad and essential protection for corporate leaders, specific exclusions are not covered by the policy, including:

Directors insurance policies are designed to protect corporate leadership decisions, not criminal acts, contract disputes, or operational failures. Companies will need additional coverage to fill such gaps.

Examples of D&O Insurance Providers

Known for their expertise and comprehensive coverage, below is the list of some of the top providers globally and in the US:

When looking for the most suitable D&O insurance provider, it is recommended to compare coverage options from various insurers and assess their strengths and weaknesses. Other factors to consider are industry expertise, financial strength, pricing, reputation, and customer service.

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